Move $0
Dead ad set → campaign doing 3.3x ROAS
Capital planRecommended
13-week cash forecast+0mo
Runway extended · 3 scenarios modeled
BaseUpsideDownsideLive
Financial OS
Working capital · live
$0+$3.2k today
AR$14.2k cleared · DSO 12d
AP$3.8k scheduled · Fri
Close4 minutes · auto
Idle cash working
$0 deployed into Google SEO
Projected return+$5,100 / 90d
Beats holding by2.1x
Auto-deployedHighest ROI
#1
Margin +0%Live
2 cost leaks found and flagged
SaaS spend −$310/moFee refund $240
AB
$1,247 ad spend → $0
Every dollar tracked back to revenue
3.3x ROASAttributed

Snowball Your Business

The Financial OS for your business. Runs your AP/AR, forecasts your cashflow, and turns every idle dollar into working capital — reinvested into the moves that scale you.

Improve my business with AI or start a new one. I want to start a
Plug in your accounts. Your AI CFO turns idle cash into working capital — in minutes.Trusted by 100+ business owners

It used to cost a fortune to build a Fortune 500 business — until now.

A real CFO team costs $500K a year. Snowball gives you one for $99 a month— running your AP/AR, forecasting cashflow, and reinvesting every idle dollar from day one.

The Financial OS that turns idle cash into working capital.

Real bookkeeping, real AP/AR, real cashflow, real attribution — on a CFO-grade brain that ranks every dollar by what it'll actually return. Then deploys it. AI-native accounting, fitted to your business.

Turn idle cash into working capital.

Snowball reads your bank, cards, and books — finds every dollar sitting still and ranks where it should go next by projected 90-day return. Then deploys it.

  • Idle-cash detection
  • Ranked 90-day ROI
  • Auto-deploy spend
  • Live forecast
Capital Command
AI CFO· scanning 0 accounts · planning deploy
Live
ConnectedChaseStripeBrexQBOPlaid+2 synced 12s ago
Idle cash$0 losing $312/mo to inflation
Runway14.2 mo +72 days
Burn$42.4k↘ 8% vs. plan
13-week cash forecastProjected
Wk 0Wk 6Wk 13
DEPLOY RANKINGranked by 90-day return
1
Google SEOHighest-intent · 5.7x
+$5,100/ 90d
2
Meta AdsExisting 3.3x ROAS
+$3,200/ 90d
3
New SDRPipeline coverage gap
+$2,800/ 90d
Move $30,000 from idle to Google SEODeploy

You build the company. We run the books.

Connect Mercury, Stripe, Brex, and your inbox. Snowball reads your bank feeds and email, matches wires to SAFEs and contracts, categorizes every transaction, books AR/AP, and closes the month — full income statement included.

  • Reads email + bank
  • Wires matched to docs
  • AR · AP · live
  • Income statement
Financial OS
AI Bookkeeper· processing 142 transactions
Synced
LinkedMercuryStripeBrexGustoGmailQBO
MRR$92,400+30%
AR$48,2008 open
AP$14,72012 due
DSO18.4d↘ 4 days
Live transactions Auto-categorized
AR aging$48.2k open
Current
$32.1k
1–30d
$12.2k
31–60d
$3.4k
60d+
$0.5k
AP scheduled · 14d$8.7k
MonAdobe$1,260early-pay
Apr 28IronMtn$2,200delay safe
May 1Gusto$5,200scheduled
Income statement ready · books closed in 4 min · $184 early-pay savings

See what every dollar actually returned.

Every expense ties to a campaign, customer, or hire. ROAS per line item. Hire payback in weeks, not quarters. Snowball flags the leaks and tells you where to redeploy.

  • Spend → revenue
  • Per-line ROAS
  • Auto-flag losers
  • Gap detection
Revenue Intelligence
Attribution Agent· mapping every dollar to revenue
Live
Spent · 30d$0
Returned$0
Net profit+$0
Blended ROAS2.63x
Spend Revenue produced
Campaigns4 active · sorted by ROAS
SEO content batchOrganic signups
+$5.6k5.7x
Sarah K. (hire)Pipeline created
+$9.4k4.1x
Google Ads · brandNew customers
+$2.9k3.3x
Trade show · SF8 demos · 1 closed
$1.7k0.6x
Gap detectedPause SF trade show → redeploy $4.5k to SEO (5.7x). Net swing: +$8,200 / 90d
Apply

AI agents that compound every dollar back.

Once the plan is set, four agents take over: ads, SEO, outreach, and treasury. Every dollar gets put to work — buying ads, ranking pages, booking meetings, or earning yield until it deploys. The snowball that builds itself.

  • Ads · SEO · outreach
  • Treasury earns idle
  • Compounds back in
  • Tied to the ledger
Agent Workforce
4 agents· executing the capital plan
All live
Capital plan4 agents executingRevenue compounded
Ads Agentoptimizing Meta · Google
Spend today$0
142 conv3.3x ROAS
SEO Agentranking 8 pages
Organic+0%
$11.2k MRRfrom search
Outreach Agentdrafting 23 emails
Sent today0
6 replies2 meetings
Treasury Agentearning on idle cash
Idle @ 4.5%$0.0k
+$45/mocompounding
Compounded this month+$24,500
→ reinvested

Works with the money you already have.

Snowball plugs into your bank, your cards, your Stripe, your QuickBooks — reads every dollar in and out. Text it from iMessage, get a ranked plan for your money in seconds.

If you use it, Snowball reads it.
9:41
12
Snowball
Snowball Agent
Today 2:34 PM
I've got $3k spare this month — where should it go?
iMessage
Plugs into your entire stack
ChaseChase
Bank of AmericaBank of America
CitiCiti
Wells FargoWells Fargo
PlaidPlaid
StripeStripe
QuickBooksQuickBooks
ShopifyShopify
ChaseChase
Bank of AmericaBank of America
CitiCiti
Wells FargoWells Fargo
PlaidPlaid
StripeStripe
QuickBooksQuickBooks
ShopifyShopify
iMessageiMessage
GmailGmail
SlackSlack
Google CalendarCalendar
Google DriveDrive
Microsoft TeamsTeams
ExcelExcel
MetaMeta
TikTokTikTok
iMessageiMessage
GmailGmail
SlackSlack
Google CalendarCalendar
Google DriveDrive
Microsoft TeamsTeams
ExcelExcel
MetaMeta
TikTokTikTok

Launch Monday. Learn Tuesday.
Scale Wednesday.

Bring Snowball any capital decision — ads vs. hold, SDR vs. SEO, restock vs. refund. By Tuesday you have projected 90-day return on every option. By Wednesday the winning dollar is already deployed. Idle cash never sits a third day.

Decision #1Loading data

Put $2k into ads, or hold it?

Hold in checking
Meta Ads · 3.3x set
vs

Ready-made playbooks for your type of business.

E-CommerceSell products online from day one
AgenciesWin clients and manage projects
SaaS & StartupsLaunch fast, grow faster
Content & MarketingBuild your audience on autopilot
Real EstateClose deals, not chase leads
Professional ServicesBook clients around the clock
E-CommerceSell products online from day one
AgenciesWin clients and manage projects
SaaS & StartupsLaunch fast, grow faster
Content & MarketingBuild your audience on autopilot
Real EstateClose deals, not chase leads
Professional ServicesBook clients around the clock
FinanceSimplify client management
RecruitingSource and place candidates faster
RestaurantsFill tables and take orders online
HealthcareReach patients, not paperwork
LogisticsStreamline operations end to end
TravelBook trips and grow your reach
FinanceSimplify client management
RecruitingSource and place candidates faster
RestaurantsFill tables and take orders online
HealthcareReach patients, not paperwork
LogisticsStreamline operations end to end
TravelBook trips and grow your reach
Browse Templates for You →
0×return on idle cash
0+owners running on Snowball
$99replaces a $500K CFO team
Pricing

Real financial intelligence. Built for owner budgets.

Per month, billed annually. Every plan pays for itself the first time it moves a dollar from idle to working capital.

Core

For owners who want their books and cash in one place.

$39.99/mo

Billed annually · 7-day free trial

Start free
  • Real-time P&L
  • 13-week cash forecast
  • Basic capital planning
  • Plaid, Stripe, bank & card feeds
  • Email support
Most popular

Pro

For owners running their whole business on Snowball.

$89.99/mo

Billed annually · Everything in Core

Start free trial
  • Full capital planner · auto-deploy
  • Attribution ledger · ROAS per line
  • Auto monthly close + scenarios
  • Receipts, invoices, doc processing
  • AI growth employees · ads + SEO

Enterprise

For multi-entity operators who need controls and scale.

Custom

Annual contract · Everything in Pro

Contact sales
  • Multi-entity consolidation
  • SSO / SAML, audit logs, SOC 2
  • Approval flows & spend controls
  • Dedicated CFO success manager
  • Custom SLAs & on-prem options

Multi-entity, controls, or a custom CFO setup? Talk to us.

Your AI CFO turns idle cash into working capital.

Plug in your accounts. Snowball runs your AP/AR, forecasts your cashflow, and reinvests every spare dollar into your highest-ROI move— automatically.

Free for 7 days. No credit card. Cancel anytime.

Idle cash → working capitalEvery spare dollar deployed by ROI
AI Native financeAP/AR, cashflow, close — automated
Reinvested to scaleEvery dollar tied back to revenue